The only time I can see the "marker beaten " lower then today's 46,041 was a recorded 35,758 for October 2020. It was once well over 300,000.
The debt is down 179,552 to 159,888 = - 19,664 ( but 6655 was added , this months interest January not taken )
617,883 - 571,842 marker = 46,041 ( 66,379 18th January ) down 20,338 .
8th February 2025 (B) 457,945 ( Por ) 617,883 ( debt ) -159,888 ( Available ) 112,739 Total loss 118,723 Day -2,299
6655 added to help drop the margin from 190,000 to 169,000 ( 21,000 ) The marker is now *571,842.
The marker 4,313 better now then 29th November 2024 , so since then up 11,567, which matches the portfolio gain below. as no funds in or out.
The marker is now *565,187 taken away from 631,566 is beaten by 66,379 made back the loss since 29th November and ..Start of year beaten by 54,812. ( on 29th November marker was a higher 62,066 , so down 7,254 in last month of 2024 )
18th January 2025 (B) 452,043 ( Por ) 631,566 ( debt ) -179,552 ( Available ) 96,614 Total loss 117,970 Day -2663....Looking better then last look at start of year 1st January 2025 (B) 431,928 ( Por ) 619,999 ( debt ) -188,071 ( Available ) 81,038 Total loss 138,419. Day 1,109
Over the year Portfolio is down - 51,485 .. Debt reduced by - 55,471...Balance is up + 3,987 because the debt reduction is 3,987 more then the portfolio loss. ( The performance is just the portfolio measure only ) the higher interest rate payments increasing the debt . .
One year ago 31st December 2023 (B) 427,941 ( Por ) 671,484 ( debt ) -243,542 (Day ) 1,190 ( Available ) 30,807 The TOTAL IS A LOSS -120,141