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I agree with all Lummox's points in his 22 Apr posting. I would only add that with even risky bonds yielding not much more than 5%, a secure dividend yield of 8% makes this an exceptional income stock once the FCA debacle fades into insignificance. It's my biggest holding now and I'm expecting at least 10% capital appreciation for the rest of 2014 plus the 8% yield on top.
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