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EAMONN - there is a possibility for large increases in PTSB and AIB SP in the VERY, VERY long term. I think you will get the chance to buy in lower than today but as long as you can afford to say goodbye to your 4k for a very long time then I believe you can see a great return. If you might need any of the 4k in the short to mid term then I personally would not buy in at 14-15c for AIB.
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