Rober01
23 Mar 2017
Re: TAV Kool KeithYou are interested in risk.Have a look at these three CIFU FAIR and BGLF which, as a result of some reinvestment, now form a substantial 15% of my total portfolio.Risk and Reward in the round.Cheers
Rober01
23 Mar 2017
Re: TAV Kool KeithRemember that risk and reward go together. Do not let the greed gene we all have get the better of you.Best of luck!!!
Kool Keith
22 Mar 2017
Re: TAV That's some yield, is it safe, that's the question.Their online calculators are good, might not be right but good as say's I'll have a v.good retirement if I manage to continue current investments for the next 15 years, 15 long years.....Will put it on the list and take a closer look, I do like that headline yield though.
Hardboy
22 Mar 2017
Re: TAV This is fun thanks for the thoughts. I wonder how long before this web page disappears. My Dad's money came through and some of it has gone on increasing his positions in Vodfone, & SSE + A small top up of Aviva - but not finished just yet. When looking at sectors, one has to look closely to see the differences between businesses. I was in L&G, but sold out with the realisation that so much of their business is running pension funds, and with bond yields going through the floor I could see clouds building. Now US interest rates are rising, the problem may have dissipated. I'm not that keen on investing in any financial shares as their figures are so hard to understand, and their businesses (which are built on a very simple model) have become increasingly complicated. I'm convinced that a large part of what caused the financial crisis was managers having no idea what their business really was. (If you've not seen it - watch the Big Short - excellent film.) There has been some simplification since then, but still too complex for my little brain. However I do invest in financials occasionally when I feel the sectors are undervalued, or just looking for a decent yield and some diversification. Lloyds is the only bank I would touch at the moment. Insurance is a bit better. I favour Aviva, but they are having a good run, so won't be buying for myself at these prices. Utilities - the outlook for NG is complicated by their planned special dividend and share consolidation. But I do like their exposure to the US. The last time I had a close look I think Pennon was my favoured water co. but can't remember quite why. As for India - no use for dividend hunters; but its potential growth is huge. I sold my Latin America fund when Trump won the election. With hindsight it was the wrong decision, so, again it would be nice to get back in there if the right opportunity arises. Roger, have you ever heard of Signet? It's a nationwide group of regional groups of private investors. I'm not sure where all the centres are, but I go to the group at Henley. There are about 15 keen private investors in the group. We meet once a month, rotate chairman & each month one of the members makes a presentation on some area of investing. It helps reduce the loneliness of investing. If there is one handy, it may be worth getting involved. For me the group is too focussed on technical analysis (I sigh when they recommend a share with no idea what eh business does) despite my efforts to convert them, but I gather this varies from group to group. Here's the website [link]
Rober01
22 Mar 2017
Re: TAV sorry I meant Hansard!!
Rober01
22 Mar 2017
Re: TAV Kool KeithI prefer SSE for the div, but NG is no doubt more stable (no loss of customers).Legal & General is on my watch list.You might have a look at Hanson, which I held in the past. Seems to be attracting attention currently.
Kool Keith
22 Mar 2017
Re: TAV Great to read peoples thoughts on where to invest any proceeds.Glad to see you're looking at SSE, currently hold and looking at topping up but ideally would like another 50p off current price before I do. For income would you go for SSE or NG?I've stated to look ay insurance companies currently got RSA, but looking elsewhere Aviva and Direct Line are the 2 I'm looking at as need to increase expose on that side.Good Luck
Rober01
22 Mar 2017
Re: TAV HardboyThanks for that, I am genuinely interested, as one can become very insular in this game (most people seem to have no understanding of stocks and markets).I am yield investor and treat most capital growth (not all) as a bonus. As to Clarkson I have owned some if not all since 2002. With an average dividend yield of 8% I am more than happy with their performance (particularly as one or two shippers have effectively gone out of business).As to India I look at it from time to time, but the IT participants currently do not get anywhere near my investing criteria for foreign IT investment. As part of my diversification I do invest quite strongly in Asia and the Far East (but excluding Japan), which continues to disappoint IMO). I am doing quite well with Latin America and am disappointed with my Commodities investment ( though dividend wise it is OK, I am considering adding to average down).I worked in the Electricity Supply industry for many years and started investing with mostly utilities, though I currently hold none. SSE is on my watch list, as is Chesnara and Aviva ( held in the past for many years and sold before the dividend cut, at a nice profit).Cheers
Hardboy
22 Mar 2017
Re: TAV Rober,I am a fan of Clarksons, but sold some time back when I felt it was getting over valued. Since when of course the share price has just gone up & up. I saw their results recently; and the markets liked them, but despite "a strong performance in challenging markets" sales were down & profits were down, so I still view it as over priced, without enough growth potential in the medium term, to justify the premium.As I held this outside my ISA, and have used my ISA allowance for this year, I will hold on to the cash till the new tax year, then transfer it into my ISA. Although I have some ideas what to do with it, a week can be a long time in politics, 2 weeks can be an era in investing terms, so everything is very provisional. Some high yielding very large caps like Shell & Glaxo I have, over the years, traded successfully - buying at a relatively low price & sit back, taking the dividends till I've made 5 or 10% capital appreciation. doing this I usually manage a total return somewhere between 15 & 25% pa. So I am keeping a watching eye on them. Shell is getting temptingly close. I am watching other shares which I like as long term investments, because (like Clarkson) they have good management & I see good long term growth prospects; but all are currently a little higher than I'd like to buy in at - Merlin, 888, Ultra Electronics, Renishaw, to name a few. I also would like to get back into an Indian Investment Trust - having sold mine a few weeks after the Brexit vote, as I could not see the price continuing to rise in such uncertain political times - of course Indian markets have just carried on growing since then. I don't think any of those I have found offer a decent yield; but even so I would like a slice of the Indian growth story. Most of what I am looking at gets most of their income ad certainly most of their likely growth outside the UK. (Still not convinced Brexit will be good for us.) So that's what I'm doing with my proceeds. However, may father also had holdings here, and I basically look after his investments; so I have another decision to make there. The ISA issue is taken care of via an ISA switch - where I will move some of his high yielding shares out of his share account into the ISA. His aims are certainly for income. He has a pretty good portfolio of large caps spread around the sectors. So what I intend to do with his proceeds is top up some of his smaller holdings which may be slightly suppressed but still offer good yields, which I expect to be maintained or increased - the likely suspects are Vodafone, SSE, South 32, Easyjet, Chesnara, Stagecoach, Aviva. Such are my plans, and I am frustrated by the Share Centre's lateness. I could be getting in today.
Rober01
22 Mar 2017
Re: TAV HardboyHave just added BGLF (yield 8%+) to my ISA portfolio (5%), Many more additions to come.What are you intending to do? If you do not mind me asking.Incidentally, re individual companies CKN is doing great things for me. Good company great management!!!Regards
Hardboy
22 Mar 2017
Re: TAV ADM credited my account last night after the close. But the Share Centre have yet to credit my father's account. Usually they are quicker than any comparables I have, so rather disappointed.
Rober01
22 Mar 2017
Brexit Market starting to fall as I reckoned it might. Good stuff for my (and I hope others) reinvestment plans. I still think we will see more when Brexit actually triggers next Wednesday.For my non sterling denominated stocks, additions around now would seem more appropriate.
Rober01
22 Mar 2017
Re: TAV Me too!! TD Direct beat HL as I find they always do with divs.
Kool Keith
22 Mar 2017
Re: Payout Just to add iii have credited the wife's account.Good luck to everyone in their next venture.
anyleft
22 Mar 2017
Payout Not seen mine yet with Halifax. :~(
